What estimates or modelling it has undertaken of the total financial returns generated from Help to Buy schemes it has previously operated,…

The Scottish Government has not undertaken any modelling of the total financial returns generated from Help to Buy schemes it has previously operated.The Scottish Government has previously published information on the return made on the Scottish Government’s investment through Help to Buy (HTB) (Scotland) from the launch of the scheme in September 2013 to the end of March 2020.Help+to+Buy+%28Scotland%29+Return+Report+to+2020.pdfThe receipts from shared equity are driven by the actions of the homeowner and not by Government, therefore it is difficult to make projections regarding the timing of future returns. Historic trends are used to inform forecasting and planning.The annual Scottish Government Consolidated Accounts include estimates of the fair value of Housing Shared equity held by the Scottish Government as at 31 March. This includes equity held from Help to Buy schemes, Open Market Shared Equity, New Supply Shared Equity and First Home Fund, the value is modelled using the House price index to estimate the change in property value.